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The health care law includes the employer shared responsibility provisions, which require applicable large employers to offer health coverage to full-time employees and their dependents. Those that do not offer coverage might be subject to the employer shared responsibility payment.
Here are six facts about these provisions.
For small business owners, setting up an employer-sponsored retirement plan can be complicated and expensive. Too many small businesses don’t have the resources to create a formal retirement plan, which means entrepreneurs and their employees frequently struggle to plan for retirement. Nearly 80 percent of employees who work for a small business don’t have access to an employer-sponsored retirement plan.
While LGBT individuals won the right to marry last June, battles are still being fought in state legislatures around the country about a different right for LGBT people — particularly, their right to work and patronize businesses without facing legalized discrimination. Many states are considering or have passed broad religious exemption measures, also known as Religious Freedom Restoration Acts (RFRA), which allow businesses, like bakeries, florists or wedding photographers, to deny service to individuals based on the owner’s religious beliefs.
This is an important year for small businesses looking to gain an edge on the competition by offering group health insurance to its employees through Covered California for Small Business (CCSB) and the Patient Protection and Affordable Care Act.
In 2016, businesses with up to 100 employees can apply for coverage for their workers. That is an increase from 2015, when only businesses with fewer than 50 workers could apply for coverage through the Covered California exchange.
For many small businesses, addressing HR, legal and compliance needs can be a challenge. Many lack the resources to hire a full-time HR professional who can draft employee policies and handbooks, design HR strategies that help move the company forward or secure legal services for HR-related necessities – like employment contracts or separation agreements.
It’s open enrollment season once again – and that means that employers and employees all across the country are considering their new health insurance options! Thanks to the Affordable Care Act, there are many new options available, particularly for small businesses and their employees.
Paid leave has been a hot topic lately, with several new initiatives and laws in the works around the country and in the D.C. region. Maryland’s Montgomery County recently approved a law allowing employees to accrue a limited number of paid sick days, and D.C. is weighing a law that would provide up to 16 weeks of family leave. Some critics are arguing that paid leave laws are bad for small businesses – but the reality is that many small business owners believe paid leave policies help them attract and retain talented employees, which is good for their bottom line.
Saturday, November 28 marked Small Business Saturday – an important time to shop locally and support our nation’s small businesses during the holiday shopping season. In recognition of Small Business Saturday, many small businesses offered discounts and specials to encourage people to shop small. Total spending at small businesses on Small Business Saturday reached an impressive $16.2 billion, up from $14.3 billion in 2014.
While working towards an engineering degree in college, Matthew Hollis quickly realized his real interest wasn’t in memorizing equations or the laws of thermodynamics, but rather in entrepreneurship and how to turn problem solving into a business. He connected with Alan Dillman, who ran a business incubator on Hollis’ college campus. The two quickly realized there was room for innovation and sustainability in the waste collection business, which inspired them to launch Elytus, a waste management company based in Columbus, Ohio.
For Adam Rochon, supplying benefits and insurance is a family business. Rochon followed his mother, Belinda Roberts, into the insurance and benefits industry and today they have a collective 28 years of insurance experience. After the enactment of the Affordable Care Act, businesses began to require a more in-depth broker relationship and a knowledgeable source of information for coverage.
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