This report compiles findings from focus groups and roundtable discussions with rural small business owners and other small business stakeholders in four states, as well as the results of a national poll of rural small business owners. The report also features recommendations for policymakers and service providers to increase opportunities for rural entrepreneurs.
Introduction: Build your wealth and secure your health
As a small business owner, we know you wear many hats—from running the day-to-day operations of your business, to managing employees, building a brand and much more. And for aspiring entrepreneurs, this can mean juggling a traditional job while navigating the ins and outs of starting a new venture. One thing many entrepreneurs feel unequipped to deal while starting or running a business is how to handle business finances and maintain health.
This guide includes everything small business owners and their advisors need to know about offering health insurance in an easy to use step-by-step format. This online resource, provides small business owners with objective information on how to navigate the healthcare market since the passage of federal healthcare reform. California small businesses can find state-specific information here.
Todo lo que deben saber los dueños de pequeñas empresas y sus asesores al ofrecer seguro médico. Una fuente imparcial sobre costos estimados, ahorros fiscales, opciones de cobertura, derechos legales y mucho más.
Open enrollment to purchase health insurance plans for 2019 through the Affordable Care Act (ACA) individual marketplaces has started. This open enrollment season, we are partnering with Fiverr and Postmates to highlight the importance of enrolling and share important resources to help you get covered. Fiverr, Postmates and Small Business Majority are coordinating marketing and educational efforts to engage independent workers, remind them of important deadlines and promote resources that can help you navigate your options.
Health insurance exchanges are the most important component of healthcare reform for small businesses. These marketplaces will allow small businesses and individuals to band together to purchase insurance, which will lower their healthcare costs and allow more of them and their employees to get quality healthcare coverage.
In March 2011, Small Business Majority and Pacific Community Ventures (PCV) released the results of a survey, commissioned by PCV, of 804 California small business owners with fewer than 20 employees on key provisions of the Affordable Care Act. It found that small business owners who currently don’t offer health insurance, along with those who do, are more likely to provide or continue to provide coverage because of the healthcare tax credits and state insurance exchange.
More than any other sector of the economy, small business suffers from our broken healthcare system. From spiraling premium costs to inadequate access to quality healthcare for themselves and their employees, small business owners have seen their prospects for growth diminished and their profits slashed by today's patchwork of inefficient healthcare options.
When the Affordable Care Act was signed into law in 2010, it delivered sweeping reform to the nation’s healthcare system. A significant feature of the law is an expansion of Medicaid to cover a larger number of low-income individuals. In June 2012, the Supreme Court ruled it was up to each state to decide whether to expand eligibility for Medicaid. Medicaid expansion gives every state the opportunity to take advantage of federal funding that will support jobs and stimulate economic growth while expanding health coverage.
When the Affordable Care Act was signed into law in 2010, it delivered sweeping reform to the nation’s healthcare system. A significant feature of the law is an expansion of Medicaid to cover a larger number of low-income individuals. In June 2012, the Supreme Court ruled it was up to each state to decide whether to expand eligibility for Medicaid. The Medicaid expansion gives every state the opportunity to take advantage of federal funding that will support jobs and stimulate economic growth throughout the state while expanding health coverage for its residents.