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As the owner of Pioneer Overhead Door in Las Vegas, Nevada I wear many hats: I’m the president, the general manager and most of the time I answer the phones. I have a lot of parts to play each day on the job and a lot of responsibility. That’s why I’m grateful for the fact that I haven’t had to worry about purchasing my group health insurance in years.
Women-led small businesses have a tremendously positive impact not only within their own communities, but across the small business landscape nationwide.
Even so, many obstacles remain, particularly in the area of financing. Because adequate capitalization is vital in operating and growing a company, this is a challenge which must be faced head-on for the business to succeed.
Fortunately, there are a number of steps women entrepreneurs can take to address this issue and help ensure that it doesn't become a stumbling block.
The president-elect recently vowed to reduce the cost of prescription drugs, which is encouraging news for health consumers — including small business owners who say the high price of medications is affecting their bottom lines.
As more small businesses look to enhance employee compensation and satisfaction by adding health insurance to their benefit packages, an important partner is an insurance agent specializing in the small group market.
It’s an important relationship, says Michael Lujan Co-founder and chief strategy officer of Limelight Health Inc. in Sacramento, and it’s a relationship not to be entered into lightly.
Something significant happened on Election Day that had nothing to do with the presidential race: Four states quietly voted to raise their minimum wage.
In what is fast becoming a national trend, a majority of citizens in Colorado, Maine, Arizona and Washington voted in favor of a gradual minimum wage increase until 2020; after that, the wage will be modified in accordance with the cost of living.
And it seems good things come in fours. In 2014, a quartet of states (Alaska, Arkansas, Nebraska and South Dakota) also voted to increase their minimum wage.
When it comes to health insurance, small businesses are deciding that price matters, but so does brand. In fact, a growing number of companies are turning to Covered California for Small Business to provide name-brand health coverage for their employees.
I’m a small business owner, and I’m also a new dad. These identities give me insight into a topic that's been front and center lately: paid family and medical leave. It’s considered common sense that new parents are in favor of paid leave, as we want to spend time with our children and understand that others parents do as well. But what most people don’t realize is that a majority of small business owners support paid leave as well. I have nine employees on my team, and it’s important for me to maintain a strong workforce.
With the open enrollment period for health insurance rapidly approaching, many small business owners are probably starting to think about their plans for next year – and with lots of recent rumblings about the Affordable Care Act’s (ACA) success, some small business owners may be worried about their options. But for California’s small business owners, there’s actually plenty of good news about the ACA.
September 8 marks the centennial of the estate tax, which establishes a tax on certain estates that are transferred as inheritance. To mark the occasion, we’ll likely see many pundits calling for the abolition of this tax and knocking its impact on small businesses. But the reality is that the estate tax, which only applies to estates valued above $5.4 million, impacts very few small businesses. Instead of worrying about a tax that affects only the very wealthy, we should take this time to focus on the real tax issues that hurt small businesses - like inversions and other loopholes that favor larger corporations at the expense of Main Street.
Scheduling open enrollment for health insurance at the end of the year is akin to driving on the Bay Bridge during rush hour. The journey could be long, slow and more than a little frustrating.
Unfortunately, November and December are exactly the times that many small businesses schedule open enrollment for their employees. Chris Patton, vice president of sales at Covered California for Small Business says open enrollment at the end of the year is a tradition that like many other end-of-year activities can be stressful.
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