Access to capital

Small Business Majority Supports Human Infrastructure Plan

Today, CEO John Arensmeyer shared a letter with congressional leadership outlining key policy recommendations that must be included in the forthcoming human infrastructure package. These investments are critical because small businesses need more support to ensure a successful long-term recovery from the pandemic, and to promote a more resilient workforce and economy.

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The Agenda for Georgia’s Entrepreneurs

Small Business Majority has created a comprehensive state policy agenda to ensure entrepreneurship is at the center of a thriving and inclusive economy in Georgia. The state’s 1 million small businesses comprise 99.6% of all businesses in the state, and they employ 1.6 million residents—nearly half of all Georgia employees. 

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Venturize: Get on the path to business success

Venturize is a free online resource hub for small business owners like you who need help accessing tools and resources to grow their businesses. Managed by Small Business Majority, Venturize offers unbiased education and resources about small business loans, retirement and healthcare to empower entrepreneurs to make the best financial decisions for their business. We also help small businesses get connected to trusted local providers that can help their enterprises grow. 

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California business owner struggles to stay afloat after being targeted by predatory lenders

More than a year and a half into the pandemic, many small businesses are unsure if they will be able to recover after fighting to stay above water and accruing crippling debt. Small business owners of color, women and immigrants have been disproportionately impacted by the pandemic as they’ve faced barriers to accessing federal relief programs and traditional lending. Small business owner Daysi Del Rosario Rivas Peralta is one example.

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Latino business owner expands his social enterprise to increase access to nutritional meals

Owning a small business can be challenging if you don’t have access to resources and tools to help you understand and manage the operational side of your business. For Javier Haro, this came at a high cost when his short debut as a restaurant owner came to a screeching halt after shutting down his business when the 2009 economic downturn hit the market.

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Small Business Majority provides testimony in support of IL CRA

On October 18, 2021, Midwest Region Director Geri Aglipay testified before the Illinois Department of Financial and Professional Regulation in support of the Illinois Community Reinvestment Act (IL CRA). This legislation will combat ageism in lending and uplift entrepreneurs of color and women entrepreneurs. 

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Protect small business borrowers by ensuring transparent and fair lending practices

Currently the federal Truth in Lending Act (TILA) requires that consumer creditors disclose critical financing information, including annual percentage rate (APR), in a clear and comparable format. However, Congress has yet to extend these disclosure requirements to small business loans and other credit products, which means small businesses are vulnerable to irresponsible lenders. As small businesses recover from the pandemic, it should go without saying that transparent lending shouldn’t be up for debate.

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Hot sauce creator decentralizes her businesses to survive the pandemic

Deb Ramirez Rock’s Sonoma, Calif.-sourced hot sauce has been her passion project for more than seven years, but after a series of unpredictable events—starting with a wildfire in 2019 that destroyed her crops—it has been an uphill battle to make her organic, locally made hot sauce. 

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DC camera company finds funding to keep the lights on during the pandemic

Freelance cameraman, cinematographer and Emmy award winner Erich Roland first learned his craft by his father’s side. For many years, he worked freelance until July of 2004, when he decided to expand his passion into a small business. He used his own personal inventory, which includes premier motion picture and photography equipment, to rent audio and visual equipment to customers, and DC-Camera was born. 

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Small Business Majority urges Congress to advance Dilawar Syed's nomination as Deputy Administrator of the SBA

Today, Small Business Majority shared a letter with members of the U.S. Senate Committee on Small Business & Entrepreneurship to share concerns about recent actions preventing the nomination of Dilawar Syed to Deputy Administrator of the U.S. Small Business Administration. The letter outlines Mr. Syed's qualifications for the role and urges the Committee to advance his nomination swiftly. 

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