Affordable Care Act

Why insurance agents can be a big deal for small businesses

As more small businesses look to enhance employee compensation and satisfaction by adding health insurance to their benefit packages, an important partner is an insurance agent specializing in the small group market.

It’s an important relationship, says Michael Lujan Co-founder and chief strategy officer of Limelight Health Inc. in Sacramento, and it’s a relationship not to be entered into lightly.

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Good coverage options for small businesses heading into 2017

With the open enrollment period for health insurance rapidly approaching, many small business owners are probably starting to think about their plans for next year – and with lots of recent rumblings about the Affordable Care Act’s (ACA) success, some small business owners may be worried about their options. But for California’s small business owners, there’s actually plenty of good news about the ACA.

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Small businesses avoiding year-end stress and delays by switching open enrollment to summer time

Scheduling open enrollment for health insurance at the end of the year is akin to driving on the Bay Bridge during rush hour. The journey could be long, slow and more than a little frustrating.

Unfortunately, November and December are exactly the times that many small businesses schedule open enrollment for their employees. Chris Patton, vice president of sales at Covered California for Small Business says open enrollment at the end of the year is a tradition that like many other end-of-year activities can be stressful.

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Guest post: Is your business required to offer insurance this year?

Health Insurance Rules Changing In 2016 for Businesses Considered Large; Those With 100 or Fewer Employees Could Still See Big Advantages Through Covered California for Small Business

When it comes to the Patient Protection and Affordable Care Act, many employers have to determine if their business is required to offer health insurance to their employees under the law. This requirement varies based on size, and it broadened its scope in 2016.

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Small business tax credits – unmined nuggets

With tax season in full bloom small business owners have an opportunity to not only reduce their tax liability, but also help their employees receive a coveted benefit – health insurance.

Through Covered California for Small Business (CCSB), employers may qualify for a federal tax credit to help offset the cost of providing health insurance to employees by purchasing coverage.

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Six things to know about the employer shared responsibility provisions

The health care law includes the employer shared responsibility provisions, which require applicable large employers to offer health coverage to full-time employees and their dependents. Those that do not offer coverage might be subject to the employer shared responsibility payment.

Here are six facts about these provisions.

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Enrollment season is here: LGBT small businesses get covered under health reform

It’s open enrollment season once again – and that means that employers and employees all across the country are considering their new health insurance options! Thanks to the Affordable Care Act, there are many new options available, particularly for small businesses and their employees.

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New Jersey broker tackles small business healthcare challenges

For small business owners, navigating the insurance market can be a challenge, especially with all the new options and changes from the Affordable Care Act. Thankfully, many professional insurance brokers are dedicated to helping small businesses understand the market. Larry Lewis, who works as an Agency Development Manager with Colonial Life in New Jersey, is one such professional.

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