At Designing Local in Columbus, co-owners Josh Lapp and Amanda Golden are passionate about creating inspired community design projects that highlight local attributes. Their goal is not only to increase an area's aesthetic value, but to build relationships among the citizens who participate in these projects. It is a noble and unique effort to try to increase the quality of life in communities around the country, but the future of Designing Local will be in jeopardy if these entrepreneurs no longer have access to affordable health insurance.
Affordable Care Act
American business is small business; of the 28 million firms in the United States, just 17,500 are large corporations. Small businesses contribute close to half of our $18 trillion national GDP and contribute nearly 10 percent of the world’s GDP. Yet for all that small businesses do, some lawmakers have made it a mission to destroy one of the biggest victories in decades for American small businesses: the Affordable Care Act (ACA).
Karin McKie’s extensive resume reads writer, actor, publicist, educator and arts administrator—a true renaissance woman. But one of her proudest titles is small business owner. Karin’s business, Tree Falls Productions, based in Chicago, has been open since the early 1990s and provides a variety of services related to Karin’s creative expertise, primarily for non-profit art organizations and theatres.
Fifteen years ago, Andrea Deutsch decided to leave her position at a Philadelphia law practice to pursue her dreams of become a small business owner. She opened up a shop in the small town of Narberth, PA called Spot’s—The Place for Paws, where she sells healthy food, treats, toys, and accessories for dogs and cats. Despite starting a new life, this former attorney could not completely sever her ties from the Philadelphia Bar Association. That’s because before the passage of the Affordable Care Act (ACA), they provided her only health insurance option because of her Type 1 diabetes.
As the owner of Pioneer Overhead Door in Las Vegas, Nevada I wear many hats: I’m the president, the general manager and most of the time I answer the phones. I have a lot of parts to play each day on the job and a lot of responsibility. That’s why I’m grateful for the fact that I haven’t had to worry about purchasing my group health insurance in years.
The president-elect recently vowed to reduce the cost of prescription drugs, which is encouraging news for health consumers — including small business owners who say the high price of medications is affecting their bottom lines.
As more small businesses look to enhance employee compensation and satisfaction by adding health insurance to their benefit packages, an important partner is an insurance agent specializing in the small group market.
It’s an important relationship, says Michael Lujan Co-founder and chief strategy officer of Limelight Health Inc. in Sacramento, and it’s a relationship not to be entered into lightly.
When it comes to health insurance, small businesses are deciding that price matters, but so does brand. In fact, a growing number of companies are turning to Covered California for Small Business to provide name-brand health coverage for their employees.
With the open enrollment period for health insurance rapidly approaching, many small business owners are probably starting to think about their plans for next year – and with lots of recent rumblings about the Affordable Care Act’s (ACA) success, some small business owners may be worried about their options. But for California’s small business owners, there’s actually plenty of good news about the ACA.
Scheduling open enrollment for health insurance at the end of the year is akin to driving on the Bay Bridge during rush hour. The journey could be long, slow and more than a little frustrating.
Unfortunately, November and December are exactly the times that many small businesses schedule open enrollment for their employees. Chris Patton, vice president of sales at Covered California for Small Business says open enrollment at the end of the year is a tradition that like many other end-of-year activities can be stressful.