Building a Main Steet Friendly Workforce: Expanding access to retirement savings for small business owners and their employees

Small businesses play a critical role in the U.S. workforce but often lack the resources to offer retirement benefits, putting them at a disadvantage in attracting and retaining employees. This fact sheet explores the barriers small businesses face in providing retirement savings options and highlights policy solutions—at both the federal and state levels—that can expand access to affordable, flexible retirement plans for small business owners and their workers.