Increasing equitable access to capital for small businesses and entrepreneurs

This fact sheet highlights the critical role of affordable, responsible capital in helping small businesses start, grow and succeed—while underscoring the persistent barriers many entrepreneurs face in accessing financing. Drawing on national survey data, it reveals that a majority of small business owners struggle to obtain funding, with disparities particularly pronounced for minority-owned businesses. The brief outlines key policy solutions to expand equitable access to capital, including strengthening disclosure requirements, protecting SBA programs, reversing restrictions on immigrant entrepreneurs, and increasing support for community lenders like CDFIs.