Access to Capital 101

For entrepreneurs and small business owners, getting a loan could mean the difference between success and failure, whether it’s used for renovation, purchasing equipment or working capital. However, one of the biggest challenges facing small business owners and entrepreneurs has been and continues to be the inability to access sufficient credit and capital. Our polling found 90% of small business owners identify this as a problem—and with good reason. If you’ve been turned down by a bank, don’t feel bad: you’re far from alone.