Access to capital

Opinion Poll: Small Businesses Support Strong Accountability for Financial Industry

Publisher: 
Small Business Majority
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Date: 
martes, enero 29, 2013

Small businesses are working hard to move their companies, and our economy, beyond the recession. As much as they’ve already accomplished to lift employment levels, these entrepreneurs are not immune to the lingering effects of our disrupted financial market, and they want smart steps taken to address their needs. Contrary to the mantra that slackening Wall Street’s reins will bring economic growth, four out of five small business owners believe Wall Street should be held accountable for the practices that caused the financial crisis, through tougher rules and enforcement.

Opinion Survey: Small Business Owner Opinions on Access to Credit and Proposals to Boost the Economy

Publisher: 
Small Business Majority, Main Street Alliance and the American Sustainable Business Council
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Date: 
jueves, enero 26, 2012

Small business owners are suffering from weak sales and decreased customer demand, and on top of that, a lack of access to credit. It is difficult for small business owners to access the credit that will help them grow, hire and jumpstart the economy. Our new opinion polling shows an overwhelming 90% of small business owners nationwide agree the availability of credit for small businesses is a problem, and 61% agree it’s harder to get a loan now than it was four years ago.

Colorado Small Businesses Strongly Oppose Raising Loan Interest Rates

Publisher: 
Small Business Majority
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Date: 
miércoles, mayo 4, 2016

Colorado small business owners soundly reject efforts to increase the interest rates lenders can charge on certain consumer loans, and the results of a new Small Business Majority poll of state small business owners strongly suggest state legislators who support such increases would pay the price at the election booth. According to the scientific poll, an overwhelming 90% oppose allowing lenders to increase the interest they can charge on a $3,000 consumer loan from 28% a year to 30% a year and allow increases based on inflation for each subsequent year.

Small Business Owners Concerned with Predatory Lending, Support More Regulation of Alternative Lenders

Publisher: 
Small Business Majority
Undefined
Date: 
martes, diciembre 12, 2017

Scientific opinion polling found small business owners think predatory lending practices are a problem, and they overwhelmingly support stronger regulations on alternative lenders to ensure they have safe, responsible access to capital.

#CDFIhistoria: Encontrar el acceso al capital le da motivos para celebrar a un proveedor de accesorios para fiestas

Posted: October 3, 2018

Alfredo Zendejas es copropietario de Accesorios Zendejas junto con su esposa, Leticia Sánchez, en Los Ángeles, California. Una verdadera empresa familiar, Alfredo y Leticia trabajan juntos para diseñar, crear y entregar piezas decorativas personalizadas para cumpleaños de 15 años, bautismos, bodas y otras ocasiones especiales.

Spanish

Encontrar el éxito del crowdfunding con el apoyo de la comunidad

Posted: October 3, 2018

Kateri Gutierrez cofundadora de Collective Avenue Coffee en Lynwood en 2016, con grandes sueños de lo que el negocio podría hacer por su comunidad. A medida que su negocio creció, este compromiso con la comunidad se ha convertido en la base de Collective Avenue Coffee, desde su estructura empresarial hasta su misión e incluso cómo ha financiado su crecimiento.

Spanish

Small business owners make their voices heard on Capitol Hill at the Small Business Policy Forum

Posted: November 16, 2017

In today’s political climate, a lot of political leaders talk about wanting to help small business, but oftentimes don’t take their actual comments and concerns into consideration when working on key policy issues, like tax reform and healthcare. That’s why we tackled this challenge head on at Small Business Majority’s 2017 Policy Forum, which brought 50 small business leaders from around the country to our nation’s capital to discuss how to promote policy reforms that will help small businesses thrive.

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Exploring alternative funding options: What is a CDFI?

Posted: July 18, 2017

Are you a small business owner looking for alternative funding options beyond a traditional bank loan? A CDFI loan might be the answer you’ve been looking for.

While traditional bank lending is down, organizations called community development financial institutions, or CDFIs, are stepping up to fill the void by focusing on supporting small businesses and local economies in a holistic way. So what is a CDFI?

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Financing tips for women entrepreneurs

Posted: December 30, 2016

Women-led small businesses have a tremendously positive impact not only within their own communities, but across the small business landscape nationwide.

Even so, many obstacles remain, particularly in the area of financing. Because adequate capitalization is vital in operating and growing a company, this is a challenge which must be faced head-on for the business to succeed.

Fortunately, there are a number of steps women entrepreneurs can take to address this issue and help ensure that it doesn't become a stumbling block.

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New event series will help entrepreneurs access financing to grow their small businesses

Posted: November 5, 2015

Access to capital is a major challenge for small business owners. Without adequate funding or access to reasonable loans, small businesses can’t grow and thrive – or even get off the ground in many cases. To help ensure entrepreneurs secure the funding they need to be successful, Small Business Majority has partnered with the VEDC in Los Angeles County to launch a new program providing access to capital education to small business owners.

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