Small business owners spend their days concentrating on their particular specialty, but there's one thing they have in common: They all need tools to manage and grow their businesses. Our in-depth educational resources, websites and fact sheets give detailed information about accessing responsible capital; financial tools and management, workplace issues and benefits like retirement, healthcare and paid family leave; and much more. Additionally, we answer frequently asked questions about federal and state legislation and programs that offer publicly-administered access to paid leave and retirement benefits.
This guide includes everything small business owners and their advisors need to know about offering health insurance in an easy to use step-by-step format. This online resource, provides small business owners with objective information on how to navigate the healthcare market since the passage of federal healthcare reform. California small businesses can find state-specific information here.
Introduction: Build your wealth and secure your health
As a small business owner, we know you wear many hats—from running the day-to-day operations of your business, to managing employees, building a brand and much more. And for aspiring entrepreneurs, this can mean juggling a traditional job while navigating the ins and outs of starting a new venture. One thing many entrepreneurs feel unequipped to deal while starting or running a business is how to handle business finances and maintain health.
Virginia legislators are considering a bill that would implement a reinsurance program to help address healthcare costs across the state. Reinsurance programs use federal and state funds to help health insurers provide coverage to the highest-cost consumers, allowing them to keep premiums lower for everyone else. Enacting a state reinsurance program in Virginia is estimated to lower premium costs by up to 20%.