Small business owners spend their days concentrating on their particular specialty, but there's one thing they have in common: They all need tools to manage and grow their businesses. Our in-depth educational resources, websites and fact sheets give detailed information about accessing responsible capital; financial tools and management, workplace issues and benefits like retirement, healthcare and paid family leave; and much more. Additionally, we answer frequently asked questions about federal and state legislation and programs that offer publicly-administered access to paid leave and retirement benefits.
Energy Upgrade California® is a statewide initiative committed to helping Californians take action to save energy, conserve and preserve natural resources, reduce demand on the energy grid and make informed choices about their energy use at home and at work—all of which goes a long way for California.
This guide includes everything small business owners and their advisors need to know about offering health insurance in an easy to use step-by-step format. This online resource, provides small business owners with objective information on how to navigate the healthcare market since the passage of federal healthcare reform. California small businesses can find state-specific information here.
Introduction: Build your wealth and secure your health
As a small business owner, we know you wear many hats—from running the day-to-day operations of your business, to managing employees, building a brand and much more. And for aspiring entrepreneurs, this can mean juggling a traditional job while navigating the ins and outs of starting a new venture. One thing many entrepreneurs feel unequipped to deal while starting or running a business is how to handle business finances and maintain health.
Virginia legislators are considering a bill that would implement a reinsurance program to help address healthcare costs across the state. Reinsurance programs use federal and state funds to help health insurers provide coverage to the highest-cost consumers, allowing them to keep premiums lower for everyone else. Enacting a state reinsurance program in Virginia is estimated to lower premium costs by up to 20%.
The Illinois Secure Choice Savings Program, signed into law January 2015, will help small businesses that struggle to offer retirement benefits to their employees and provide retirement security to the 2.5 million Illinoisans who do not have access to an employment-based retirement plan. Below is an overview of what small businesses need to know about the program.
Starting in 2018, New York will establish a paid family leave insurance program that will enable workers to take up to 12 weeks of paid time away from work in order to care for a loved one or bond with a new child. The New York State Paid Family Leave Program will be entirely funded by modest employee contributions, and employees who take leave will be guaranteed job protection.
This document is intended to answer any questions small employers in New York might have about the program and its effects on small business owners and their employees.
Current Connecticut law only provides unpaid leave for certain employees who need to take time off from work to bond with a new child or to care for a seriously ill child, spouse or family member. However, many workers cannot afford to take extended unpaid leave, and some small employers are unable to provide paid leave benefits to their employees for an extended period of time.
A paid family leave insurance program would allow Connecticut employees to contribute to a state-administered insurance program that would help provide paid leave to working adults who need time off to care for a seriously ill family member or to bond with a new child. This would allow small businesses that previously could not afford to offer paid leave to provide an extra benefit to their employees.
This document is intended to answer any questions small employers might have about the importance of establishing a paid family leave insurance program in Connecticut, and the effects this would have on small business owners and their workers.
Rhode Island’s Temporary Caregiver Insurance program (TCI) took effect in 2014. The TCI program provides up to four weeks of wage replacement benefits to employees who need to take time off from work to bond with a new child or to care for a seriously ill child, spouse or family member.
This document is intended to answer any questions small employers might have about Rhode Island’s TCI program and its effects on small business owners and their workers.
Our educational video series, Small Business Financing 101 & Small Business Retirement 101, provides quick answers to several frequently asked questions about accessing capital and saving for retirement.
The videos feature short 2-3 minute tutorials on topics such as key questions to consider before taking out a loan, the pros and cons of online lending and common workplace-based retirement plans.
Sponsored by Sen. Kirsten Gillibrand (D-N.Y.) and Rep. Rosa DeLauro (D-Conn.), the proposed Family and Medical Leave Insurance (FAMILY) Act would create an insurance program enabling workers to take up to 12 weeks of paid time away from work in order to care for a loved one or bond with a new child.
This document is intended to answer any questions small employers might have about the proposed program and its effects on small business owners and their workers.