Access to capital

Small Business Financing 101 Videos

Our educational video series, Small Business Financing 101 & Small Business Retirement 101, provides quick answers to several frequently asked questions about accessing capital and saving for retirement.
The videos feature short 2-3 minute tutorials on topics such as key questions to consider before taking out a loan, the pros and cons of online lending and common workplace-based retirement plans. 

Venturize - Small Business Loan Options

Small Business Majority is now managing Venturize.org, a free online resource hub for small businesses that need help accessing responsible capital and becoming loan ready. Venturize offers unbiased education and resources to small business owners seeking loans to empower them to make the best financing decision for their business. Venturize is not a lender—but a program from Small Business Majority. 

Small Business Majority Submits Written Testimony in Connecticut on Paid Family Leave

Small Business Majority Northeast Director submitted written testimony in support of Connecticut's SB1: An Act Concerning Paid Family and Medical Leave. The bill, which will provide workers in Connecticut with up to 12 weeks of paid leave a year to bond with a new child or care for a seriously ill family member, will benefit business by lowering turnover, boosting productivity and enhancing employee morale.

Small Business Majority Testifies in Support of Family Medical Leave Act in Pennsylvania

Mid-Atlantic Outreach Director Erik Rettig tesitified before the Senate Committee on Labor & Industry to provide the small business perspective on the Pennsylvania Family Medical Leave Act, or Joanne’s Law (SB 479), and its impact on the more than 2.4 million small businesses employees in Pennsylvania. Joanne’s Law would allow eligible employees to use up to six weeks of unpaid leave to care for their sibling, grandparent or grandchild, as long as that person has no living spouse, parent under 65 or child over 17.

Small Business Majority Testifies in Support of Paid Family Leave in DC

Erik Rettig, Mid-Atlantic Director for Small Business Majority, testified on October 10, 2017 in support of implementation of Washington, D.C.'s paid family leave legislation. The law establishes a paid leave system that provides up to eight weeks of paid family and medical leave to allow employees to care for a newborn baby, six to provide care for a family member or two to recuperate themselves from a serious illness. The testimony explained how implementing this law will benefit, not burden, small businesses.

Small Business Majority Testifies in Colorado on Paid Family Leave Legislation

Colorado Outreach Manager Hunter Railey testified in support of legislation that would create a paid family medical leave program in Colorado. The hearing was called by the Colorado Senate State, Veterans, & Military Affairs Committee. Hunter's testimony explained how the proposed bill, the FAMLI Act, will benefit small businesses by lowering turnover, boosting productivty and enhancing employee morale.

Colorado Small Business Owner Submits Testimony in Support of Paid Family Leave

Chia Basinger, owner of the Sweet Action Ice Cream shop in Denver, CO, testified before the state's Senate State, Veterans, & Military Affairs committee in support of Family Medical Leave Insurance Program (HB17-1001), or FAMLI Act. The bill would provide employees in Colorado with up to 12 weeks of paid leave per year after the birth of a child, to take time off for a personal injury or to care for a seriously ill family member.

Small business credit still a problem: Expanding credit union member lending authority a much-needed first step

American small businesses create 65 percent of all net new jobs and employ roughly half of all workers in the private sector. According to the Kauffman Foundation, businesses founded between 1970 and 2000 (some of which grew into large businesses during those years) provided all net private sector job growth during that timeframe.

Opinion Poll: Millennials Identify Student Debt, Retirement Savings as Barriers to Entrepreneurship

Scientific opinion polling found the majority of millennials who own a business or would like to start one at some point say student debt and a lack of retirement savings plan are barriers to entrepreneurship.

In every aspect of building a thriving society and economy—from addressing long-term unemployment to providing high quality jobs—American entrepreneurship represents a pathway to success, particularly among young Americans who struggled to get their foot in the door during the Great Recession...